MetLife Dentist Castle Rock

Learn More About the Benefits of MetLife

Happy young girl talking to her dentist

Does your family have a dental insurance plan from MetLife? Our Castle Rock team knows that you may be concerned about the cost of high-quality care for your child, and we are ready to help you maximize your benefits. Not only can your plan provide low-cost preventive services, but it may also reduce the financial strain of moments when your child’s smile requires a bit of restorative care. What should you know about using your MetLife plan in our office? Continue reading below to find out, or contact us directly to ask questions.

MetLife Coverage Availability & Fees

Child in dental chair, giving two thumbs-up

MetLife offers a number of dental plans, and it is important to note that they vary vastly in their details. That is why we encourage you to take a close look at your unique policy to learn more about how it works and the benefits it provides.

In the meantime, here is some general information about the coverage that is often available through MetLife PPO plans:

  • Preventive care tends to be 100% covered. This includes cleanings, exams, routine X-rays, and fluoride treatments.
  • Basic services are often up to 80% covered. Fillings usually fall into this category.
  • Major services are typically 50% covered. Crowns and other more complex services are often classified as major.

Please note as well that not all MetLife plans cover all services. You may also be subject to a deductible, a waiting period before certain benefits kick in, and an annual maximum (a yearly limit on the amount MetLife will pay for approved services).

Our team is in-network with MetLife, so we are in a perfect position to help you get the most out of your plan. For example, we have a contract with MetLife that manages fees; this means you may be able to get more value out of your annual maximum, as opposed to visiting an out-of-network provider. If your child needs a major treatment, we might even be able to split it up between calendar years so you can use two annual maximums rather than one.

Meet Samantha and Sydney

Smiling dental team member leaning against front desk

Samantha is our dental office manager, and Sydney is our front office assistant. If you have questions about how to use your MetLife plan in our office, they are the people to ask! They have many years of combined experience in the world of dentistry, and they enjoy helping both patients and their parents to have a positive time in our office.

They will be happy to assist you with:

  • Verifying your benefits
  • Explaining how your benefits apply to various treatments
  • Getting preauthorization from MetLife if necessary
  • Filing claims on your child’s behalf
  • Finding answers to your insurance questions
  • Following up with MetLife to make sure the claims process goes smoothly

Are you interested in learning more about how to use your family’s MetLife plan at Castle Rock Smiles? Give us a call — we look forward to speaking with you!